Banks, Credit Unions, and NeoBanks
Answers to your Bank question about traditional banks, brick-and-mortar banks, credit unions, neobanks, and more
What is Go2Bank? Is it a real Bank?
Go2Bank is what is called a “neobank.” It’s by Green Dot, which is a fintech company.
Which Bank is bigger with more branches: Bank of America or Wells Fargo?
Bank of America has approximately 4,300 branches. Wells Fargo has approximately 8,050.
Is CashApp a Bank?
Cash App is not a bank. so it partners with other banks (Lincoln Savings Bank and Sutton Bank).
What is the meaning of Mukuru Bank’s name?
Mukuru means ‘elder’ in Shona. It highlights the fintech company’s goal of being a trusted, wise, and supportive elder and advisor in the finances of southern Africans.
Mukuru Bank is a fintech business that gives the emerging consumer access to affordable and reliable financial services, built on international money transfers – helping you to move money into, out of, and around Africa.
What is the Business Bank of St. Louis?
The Business Bank of St. Louis is a local bank with offices in Clayton, Missouri, serving small and medium-size businesses for lending, deposit and private banking needs.
MORE NUMBERS: Routing Numbers and Account Numbers
Answers to your Bank question about routing numbers and account numbers–and all kinds of numbers used to identify accounts, etc.
Can I find my account number using an ATM machine?
ATM machines are inherently open to fraud since they are readily available to the public and rely on screens to give out information. So, for your protection, you cannot find your account number via an ATM. This is for your safety as there are so many schemes to rob people of their cash at ATMs.
TIP: Shield the keyboard with your other hand when entering your PIN. There are lots of other ATM scams, but this technique can help prevent your PIN from being stolen.
How can I find a Telus Account Number?
The Telus Account Number is on your TELUS paper statement bill, right under your name. It can also appear right beneath your billing address–it will be called your Customer Number.
Also, you can find your Telus Account Number in the upper right top corner under your Billing Number.
What is the difference between IBAN and NIB numbers?
Your IBAN number (or International Number of Banking Account) identifies the current account for international transfers.
Your NIB (or Bank Identification Number) identifies the account in National Interbanking operations.
Does Capital One have 2 Routing Numbers?
Yes. Capital One has two routing numbers for their two business entities: Capital One Bank (USA), N.A. and Capital One, N.A.
Capital One Bank (USA), N.A. is 051405515
Capital One, N.A. is 056073502
What is Patelco Routing Number?
The Routing Number for Patelco Credit Union is 321076470.
Can you list the PNC Bank Numbers, please?
SURE–Here you go. There are 15 UNIQUE PNC Routing Numbers (some states/cities use the same number, see below).
Delaware 031100089
District of Columbia 054000030
Florida 043002900, 267084199
Illinois 071921891
Indiana 083009060, 083000108, 071921891
Kentucky 083000108
Michigan 041000124
Missouri 071921891
New Jersey 031207607
Ohio 042000398, 041000124
OHIO Youngstown 043000096
Pennsylvania Central North 043000096
Pennsylvania Central South 031312738
Pennsylvania Northeast 031300012
Pennsylvania Northwest 043300738
Pennsylvania Philadelphia 031000053
Pennsylvania Pittsburgh 043000096
Wisconsin 071921891
For these states: Alabama, Georgia, Maryland, New York, North Carolina, South Caroline, Virginia, West Virginia—Contact your branch and/or Customer Service
For states not listed on the site, contact your local branch and/or call PNC Customer Service at 800-762-9473.
What is the CashApp Routing Number?
There is more than one: 041215663 and 073923033.
041215663 is for Cash App users who have Sutton Bank.
073923033 is for Other Cash App users who have the Lincoln Savings Bank.
Cash App partners with these banks for user transactions.
Why do I have a routing number and account number on my bank statement?
Both numbers often listed on bank statements for your convenience.
ROUTING NUMBERS
Routing Numbers are used by your bank for all kinds of important financial transactions, like direct deposit, or paying bills by autopay.
They need a routing number to:
1) Set up direct deposit, or pay bills automatically (Auto Bill Pay) from your bank account
2) Make payments like a salary to be deposited directly into your account
3) Make a wire transfer or ACH payment to someone who resides in the United States (also called Domestic Wire Transfers)
4) Receive your tax refund or other US govt benefit
5) Transfer money between accounts at different banks or financial institutions
If you cannot find your routing number on your statement, there are several other ways to find it:
1) Find Routing Number on Check
2) Find Routing Number on Deposit Slip
3) Find Routing Number on Your Bank’s Website or Mobile App
4) Call Customer Service
5) Look It Up Online
YOUR ACCOUNT NUMBER
Your Account Number identifies your unique checking, savings or deposit or brokerage account.
What is an ARN?
The ARN is assigned to a transaction while moving through a payment flow for credit / debit Mastercard and Visa transactions.
An Acquirer Reference Number (ARN) is a unique number used by shops, issuers, and merchants, not individuals.
Cash Transfers, Money Transfers, and Mobile Wallets
Money transfer bank question: mobile wallets (PayPal, Cash App, and more)
Can I Transfer Money from My RushCard to My Chime Card?
What is the Rush Card?
The RushCard is a prepaid card you can use online and in stores that accept all Visa debit cards. You can also use it to withdraw cash from automated teller machines (ATMs) and pay your bills.
It is similar to a regular debit or credit card because it allows you to spend ONLY the funds you have in your account.
The Chime Card is different– it is a card from a FinTech company offering fee free online banking services.
